Musings on Technology
A personal collection of notes, reflections, and essays on technology, finance, and building — written over the years as I made sense of the ideas shaping our industry.
AI Agent Payments Are Going Mainstream
AI agents are no longer just answering questions — they are spending money. The infrastructure for autonomous agent-to-agent and agent-to-merchant payments is maturing faster than most people realise, and stablecoins are emerging as the default settlement layer.
The Rise of Agentic Commerce: What the Next 2–3 Years Will Look Like
The internet is about to undergo its most profound transformation since the browser. Within five years, autonomous AI agents will outnumber humans online — from today's 5.5 billion internet users to billions, potentially trillions, of agents negotiating, transacting, and collaborating at machine speed. This is what's coming.
OpenClaw and the Moment AI Agents Became Personal
An Austrian developer built a weekend project that lets an AI agent run on your machine and operate through WhatsApp. Within weeks, OpenClaw had 100,000 GitHub stars and 2 million visitors. It is not a product launch. It is a paradigm shift — the moment AI agents stopped being a corporate tool and became a personal one.